1. The so-called fund dividend refers to the fund's distribution to investors after realizing the net investment income. The net income of the fund refers to the balance of the fund income after deducting the expenses that can be deducted from the fund income according to the relevant regulations, including dividends, bonuses, bond interest, price difference between buying and selling securities, bank deposit interest and other income. In addition, fund dividends must meet the following conditions: 1, and the fund's current year's income can only be distributed after making up the previous year's losses; 2. After the distribution of fund income, the unit net value cannot be lower than the face value; 3. If the fund investment has a net loss in the current period, it cannot be distributed. In addition to meeting the requirements of relevant laws and regulations, fund dividends should also be paid in accordance with the income distribution clauses in the prospectus.

There are two ways of fund dividend: cash dividend and dividend reinvestment. According to the Measures for the Administration of the Operation of Securities Investment Funds, if the investor does not specify the dividend distribution method, the default income distribution method is cash dividend. Investors can go to the institution where you bought the fund to modify the dividend distribution method before date of record.

So, do you know the calculation method of cash bonus? The cash dividend is the fund share you hold multiplied by the dividend amount distributed by each fund. At present, the state does not levy income tax on dividend income from securities investment, so the dividend income you get is equal to the cash dividend distributed. If dividend reinvestment is selected, the cash dividend from the dividend will be automatically converted into fund units for reinvestment according to the net asset value of the fund units on the dividend payment date specified in the dividend announcement. Need to be reminded that the fund shares obtained by dividend reinvestment are free of subscription fees, which can help your long-term investment to obtain higher returns.

2. Of course, you can get dividends. The registration date of dividend rights refers to the registration date of fund shares with dividend rights, that is, only funds purchased before the registration date of dividend rights (including the day) are eligible to participate in dividends, while funds redeemed before the registration date of dividend rights (including the day) do not enjoy dividend rights. Investors in date of record (including date of record) before opening an account in the sales organization to change the dividend, the dividend after the change shall prevail.