Generally speaking, the longer the fund is held, the lower the selling fee rate will be. The selling rate of funds is generally divided into 0~7 days, 7~365 days, 365~730 days and more than 730 days. Some funds are held for a long time and do not charge any fees. The specific circumstances shall be subject to the fund regulations.
Let's give a simple example: suppose an investor buys a stock fund on WeChat Licaitong, and the amount in it is 1 1,000 yuan. Suppose the fund stipulates that the redemption rate for 0-7 days is 1.5%, and the redemption rate for holding for 7-365 days is 0.5%, and there is no charge for holding for more than 730 days, so the handling fee will be charged if the holding time is different.
If it is held for 0~7 days, the handling fee will be:1000 *1.5% =15 yuan.
If it is held for 7~365 days, the handling fee will be: 1000*0.5%=5 yuan.
If the holding time exceeds 730 days, then there is no need to charge a handling fee. It can be seen that the longer the holding time, the cheaper the capital handling fee.