With the constant change of economic cycle, we will find that most people begin to pay attention to the concept of asset allocation, and at the same time have the awareness of investment. This is a good thing in itself. Investment can further help us manage our assets and help us realize wealth appreciation. Investment fund is a common investment method. I will explain this problem in detail from the following points.
First of all, I suggest you buy it when the market is adjusted back.
What you buy is an index fund, which is usually used to track the market. The more common index funds are generally the index funds of CSI 300 and CSI 500. Because the market can't go up forever, it will call back when it reaches a certain market. In order to ensure that the price of your position chips is lower, I suggest you buy them when the market is adjusted back, which is a relatively good opportunity to enter the market.
Second, you can also choose to vote by installments.
If you are a novice investor, there is no way to accurately judge the current market trend, or you are usually busy with work and life and have no time to watch the market, you can choose the investment method of fixed investment by stages. Fixed investment is a very basic investment strategy. Although it doesn't look technical, if you are patient, your position cost will be further reduced and you can get a good annualized return on investment.
Third, you can also buy according to your own investment strategy.
If you already have an investment strategy and want to enter the market completely within the specified time range, you can follow your own investment strategy. Because the fluctuation of index funds is generally not particularly large, and the selectivity of timing is not strong, so I don't think you need to care too much about short-term gains. In a sense, investment index funds need to be based on years. You need to be patient and have enough bullets to add positions in case of possible retreat in the future.