Introduction of how to choose 20 17 fund portfolio for fixed investment fund portfolio
What is a fund portfolio?
The fund portfolio can be made into a balanced lever through a certain proportion of asset allocation, and the portfolio products with good institutions can be selected or investors can allocate them themselves.
What are the advantages of the fund portfolio?
1, spread the risk
A single fund can't effectively resist multiple risks in the market, but the fund portfolio can have both offensive and defensive functions, and its ability to be lower than risks is strong.
2. Improve the investment experience
In the case of changeable market conditions, once the trend of a single fund changes, it will affect the experience of investors. A combined fund combines different funds and has a better investment experience than a single fund.
What should we pay attention to when building a fund portfolio?
1, risk
Before building a fund portfolio, investors should think clearly about the risks they can bear. Strong risk tolerance, you can choose a stock fund portfolio with high expected annualized expected returns and high risks, and friends with weak risk tolerance can choose a stable fund portfolio.
2. Investment period
The expected investment period of investors is another point that needs to be paid attention to when choosing a fund portfolio. It takes time for fund investment to expect annualized expected returns. Investors are advised to make long-term plans.
3. Market changes
Whether buying a fund or buying a fund portfolio, we should consider the changes in market conditions. In order to earn the expected annualized expected return, it is very necessary to adjust the investment strategy according to the market situation.
How to build a fund portfolio
1, determine the investment target.
The investment goal mentioned here is not to say how much money you want to make through investment, but to determine your own investment style. Determining whether it is active, conservative or robust is related to how to allocate assets when choosing a portfolio.
2. Select the core combination
After determining the investment goal, you can determine the investment portfolio. At present, many fund platforms have fund portfolios, and new citizens can directly choose the appropriate fund portfolio according to their own investment style. Of course, the old people have their own ideas and can decide the core combination by themselves.
3. Allocation of non-core funds
In addition to core portfolio funds, in order to spread risks, investors had better buy some industry theme funds to match.
Fund portfolio can spread risks, but it doesn't mean that buying a fund portfolio will definitely get the expected annualized expected return. Bian Xiao reminded that investment is risky, so please be cautious.