The monthly investment in 300 yuan will be divided into three parts, that is, each part 100 yuan, which is unnecessary. It is better to invest 300 yuan in part, at most two parts. In addition, there are few funds with a monthly fixed investment of 100 yuan, and it is not easy to choose.

It is best to choose a fund with back-end charges for fixed investment, so that there is no handling fee when buying it every month, but it must be held for the time specified by the fund company (ranging from 3- 10 years) and then redeemed, and there is no handling fee.

There are back-ends: Dacheng 300 (index fund, held for more than three years), Bank of Communications is stable, held for more than five years, most funds of Guangfa Fund Company (stock type, held for more than five years), most funds of Huaan Fund Company (held for more than five years) and so on. Of course, there are many, you can go to the fund online to find out.