Funds are a way of managing money. When funds go up, they make money, and when they go down, they lose money. So what determines the rise and fall of funds? Below we have prepared relevant contents for you, which are mainly influenced by these two factors. Interested friends come and have a look!

1, the ability of fund managers

Investors buy funds to invest in fund managers, so it is very important to choose a good fund manager. If the selected fund manager has poor management ability, it will lead investors to sell their fund shares, resulting in a decline in the net value of the fund.

When choosing a fund manager, you can choose some fund managers with rich experience, long working hours and good past historical performance, such as employment rate of return and past rate of return, which are all worthy of reference.

2. The fund investment target rises and falls.

Different types of funds have different investment targets. For money funds, the investment targets of money funds are mainly deposits and certificates of deposit. The fund's ups and downs are relatively stable, the risk is relatively small, and there is basically no big loss.

Taking bond funds as an example, the investment target of bond funds is mainly bonds, and the rise and fall of funds are mainly determined by bond interest rates and the rise and fall.

Take stock funds as an example, the investment target of stock funds is mainly stocks, and the rise and fall of funds are mainly determined by stocks.

Summary: the rise and fall of the fund is determined by the ability of the fund manager and the rise and fall of the fund investment target. When choosing fund managers, we should consider from many aspects and choose some fund managers with rich experience, long working hours and good past historical performance. Secondly, different types of funds will have different investment targets, which should be analyzed according to the types of funds.