Yu 'ebao calculates the 7-day annualized income, and the 7-day annualized income rate = principal * interest rate *7/365. For example, the current 7-day annualized rate of return of Yu 'ebao is 2.29% and the principal is 1 1,000 yuan, so it can be calculated that the income of Yu 'ebao is10,000 * 2.29% * 7/365 = 4.3565438+. No matter what kind of goods investors invest in, they are calculated according to the expected return of100000 points, and the calculation method is that the expected return of the day = a certain amount. So in general, the income from saving money should be higher.

These three products, which enjoy saving money, belong to the wealth management products with an expected income of 10,000 yuan. The risk level is medium and low, and the safety is high. The initial purchase amount is 1 1,000 yuan. Consumers can choose to save money in the selected product and saving cycle, and automatically deposit it when it expires. It should be noted that all products that enjoy saving money have a closed payback period, and funds cannot be withdrawn during the closed period of products. Therefore, if you are afraid of using money urgently in the future, try to choose financial products with short closed period as the purchase products.

Yu 'ebao is a balance appreciation service and current fund management service product under Ant Financial, which was launched on June 20 13. Tian Hong Fund is the fund manager of Yu 'ebao. Yu 'ebao is connected with Yu 'ebao Monetary Fund under Tian Hong Fund, which is simple to operate, low in threshold and free of handling fee. In addition to the financial management function, Yu 'ebao can also be directly used for shopping, transfer, payment, repayment and other consumer payments. It is a cash management tool in the era of mobile Internet. At present, Yu 'ebao is still the largest monetary fund in China.

What is saving money?

Saving money is a financial management method released by Alipay platform. It is a process in which consumers choose to buy products independently and invest regularly to obtain expected returns. Among them, the products that consumers can choose are Anbang Gain 3 1 day, China Life Beyond Treasure, and China Life Weekly Win. These three products have high safety and liquidity, and the closure period is also different. Anbang's income is 365,438+0 days, and the closure periods of China Life Beyond Bao and China Life Zhouzhouying are 60 days and 7 days respectively.

(Alipay APP version is 10.2.36.8000)