The risk level is 1R to 6R, with 1R being the lowest and 2R being the highest.
The interest rate and term of 1R are fixed, and the initial amount is RMB 50,000. The risk of 1R includes liquidity, and it cannot be withdrawn in advance before maturity. In fact, it can be understood as risk-free.
2R General investment bonds or engineering loans refer to products that may be paid in advance before the specified date, but the agreed interest rate remains unchanged.
4R represents the maximum loss of principal of 5%, which is generally invested in futures or currencies, a basket of currencies, etc.
5R means that neither the principal nor the income can be guaranteed, but the principal will not be completely lost, such as a fund.
6R In general margin trading such as investment options and foreign exchange, the principal may be completely lost, and the corresponding income is also proportional to the risk.