So, can a fixed investment really make money? The answer to this question is yes. In the long run, the yield of funds is usually higher than that of low-risk investment tools such as bank deposits and government bonds. Through fixed investment, we can realize diversified investment, reduce risks and further improve income.
Specifically, fixed investment can help investors smooth market fluctuations and reduce market risks. When the market is good, investors can get more fund shares; When the market goes down, the same fund can buy more fund shares, thus achieving the goal of "buying low and selling high".
However, in order to obtain long-term stable income through fixed investment, we need to pay attention to the following points:
First, choose the right fund. Investors should choose appropriate funds according to their risk tolerance and investment objectives. For example, investors with low risk preference can choose bond funds or money market funds, while investors with high risk preference can choose stock funds or hybrid funds.
Secondly, don't pursue high returns excessively. Investors should treat the fund's rate of return rationally and don't blindly pursue high returns. High returns are often accompanied by high risks. If the risk tolerance is insufficient, it is easy to fall into a loss situation.
Finally, insist on long-term investment. The premise of fixed investment is to have patience and long-term vision. Investors need to stick to regular investment instead of frequently adjusting their investment strategies because of short-term fluctuations. Only by perseverance can we obtain long-term and stable investment income.
In short, fixed investment is a long-term investment method, which can help investors smooth market fluctuations, reduce market risks, and then obtain long-term stable returns. But in order to succeed, investors need to choose the right fund, treat the rate of return rationally and insist on long-term investment.