There is no upper limit on the annualized income of equity funds. Different funds have different returns. According to your investment skills and investment time, some annualized returns can reach 100%. Investment skills have a lot to do with investment time, and whether the fund you invest in is an excellent fund has a lot to do with it.
Extended data:
First, how to make a fixed investment in the fund?
1: screen funds and select appropriate fund products. The selected fund should be established for a long time and with a large scale, not for less than half a year, and not for less than 300 million; Choose funds with large fluctuations, and funds with small fluctuations are not suitable for fixed investment. For example, if you choose a money fund, it is better to save it directly without a fixed investment; The proportion of institutions among fund holders should not be too high, and it is not appropriate for a single institution to exceed 50%.
2. Regular fixed investment, according to your own situation, you can invest 10 yuan every day, one week 100 yuan, one month 1000 yuan and so on. Deduction is generally confirmed at T+ 1 day after the agreed time, and the specific results can be viewed at T+2 days. For example, I am a stock fund of my own choice. I invest 100 yuan at a fixed time every week, which is equivalent to saving money.
Second, the interest of the fund is higher than that of the bank, with an annual interest rate of 2.08%.
The interest of buying a fund is indeed higher than that of bank savings, but the risk of buying a fund is also higher than that of bank savings. How much more? It depends on the risk of the fund you invest in. The higher the risk, the greater the income.
Under normal circumstances, the income of investment funds will be higher than that of bank deposits. Because bank interest is fixed income, it is firm, while fund income is floating income, which may be high, may only break even, have no income, and may also have some losses. Therefore, it is recommended to make the investment that suits you best. If the individual's ability to resist risks is weak, it is recommended to deposit it in the bank regularly.
Because the deposit bank is fixed, the interest extracted when the money is urgently needed becomes a current account, which is a great loss. Monetary fund refers to deposit interest rate and deposit interest rate. Calculate interest every day and every month. At the end of each month, you can change the interest rate of the current month into the account of the money fund invested by the fund share, and then reinvest with compound interest.
3. The annualized rate of return of the fund = (income/principal) ÷ (investment days /365 days) * 100%, and the annual interest rate of the fund is the annual rate of return of the fund.
The annual change income of the fund refers to the continuous rate of return and the annual change rate of return of the fund during the conversion period.
For example, the net fund value 1.2. When the fund is purchased, it is sold when the net value is 1.8, and the ratio is 10000. The investment period is 90 days, and the total fund income can be calculated as the first: (1.8-1.2) *100.
The annualized rate of return of the fund is: (6000/12000) ÷ (90/365) *100% = 2.08%.
Money funds are basically risk-free, and the one-year rate of return is similar to that of time deposits, which is more flexible; The average annual yield of general bond funds is between 6%- 10%, but there may be losses. Hybrid funds and equity funds have more positions in stocks. So, there are risks. You can earn dozens of people a year, or you may lose decades. Mainly depends on the performance ability of the stock market and fund stock selection. The overall risk is directly proportional to the income. You should decide to buy a suitable fund product according to your risk tolerance and predicted income.