Here, the tribal tiger just talks about his rough views on private equity funds, which is a kind of fire!
Private placement is a non-public offering. Or raise funds from specific investors. Here we can regard "private placement" and "private placement fund" as the same concept.
For private equity funds, we can see that some people use their knowledge to manage property for others. So these people earn some management fees.
Of course, private equity funds have more room to operate because they are much more relaxed in information disclosure. Of course, because private equity funds have their own advantages, the return on investment of private equity funds is still very good.
In fact, private funds are relative to public funds. The biggest difference between private equity fund and Public Offering of Fund is whether it can be publicly issued.
For example, all the funds we buy from the market are Public Offering of Fund. Private equity funds have a smaller scope. Of course, the scale of private equity funds is also increasing day by day. Of course, everyone has money, so financial management is the general trend.
Of course, Public Offering of Fund is much stricter in supervision than private equity funds. It can be said that Public Offering of Fund and private equity funds have their own strengths. We can't absolutely say that Public Offering of Fund is good, nor can we absolutely say that private equity funds are bad.
You can choose the one that suits you when investing! After all, there is nothing better than a more suitable one!
You know, if you want to get higher returns, you need to take higher risks. All the good things that can't be done in the world are occupied by themselves. You can't get high returns and take high risks!
That's why private equity funds are so deep! Some private equity firms are "liars". What they want to earn is not the management fee, but the principal of the investor. All of them, it's too easy to earn a hundred times with them in one hundred days!
They just use people's greedy psychology to make profits for themselves! If you really believe it, you will naturally have to bear the consequences.
Of course, there are also good companies with conscience in private equity funds. These companies pay more attention to the safety of principal. The security of the principal naturally means that the profit margin will be much smaller. In other words, the profitability of these private equity firms is average.
At the same time, your money is placed in these private equity companies, and the loss is not big. Even if there is a loss, the proportion of the loss will not be too high.
Therefore, under such circumstances, you need to choose your own investment direction reasonably according to your actual situation! Rational investment is still very important!
Of course, the premise here is that you have enough surplus funds to manage your finances. If you haven't saved money, what you have to consider now is not how to manage money, but how to make money!
Related questions and answers: related questions and answers: how to invest in private equity funds, what should be paid attention to when investing in private equity funds, and what are the requirements? The Mysterious Master of Private Equity Fund —— Sunshine Private Equity Fund
Many people think that "private fund" is equivalent to non-standardization, but it is not, because this kind of Kim Jae Jung-based country is raised from "specific qualified people" in a non-public form; And only 200 people are allowed to buy a single branch, which is equivalent to the exclusive financial privilege of "specific qualified people";
How can we become such a "specially qualified person"?
Qualified investors of private equity funds refer to the units and individuals with corresponding risk identification ability and risk-taking ability, and the investment amount of a single private equity fund is not less than 6.5438+0 million yuan, and they meet the following relevant standards:
Units with net assets of not less than 6,543,800 yuan; Individuals whose financial assets are not less than 3 million yuan or whose average annual income in the last three years is not less than 500,000 yuan;
As long as you have abundant funds and mature investment experience, then you can enjoy this privilege;
There are many kinds of private equity funds, including securities, equity and venture capital.
Next, let's talk about excellent securities: Sunshine Private Equity Fund.
Sunshine private equity fund: issued by formal financial institutions, with registered private equity fund managers as investment consultants.
What are the advantages of Sunshine Private Equity Fund compared with other private equity funds?
1. conforms to the standard supervision of formal financial products.
① Sunshine Private Equity Fund is issued by a formal financial institution, which must meet the internal risk control standards of the institution, supervise the investment restrictions of such financial products, and make its investment operation more standardized;
② Investment consultants of Sunshine Private Equity often have high standards in all aspects, such as years of establishment, historical experience and background of actual controllers. Many private equity fund managers are Public Offering of Fund industry elites or private low-key traders;
(3) The investment funds are entrusted by a third-party bank, and the manager can only give orders and cannot directly contact the investors' money, thus effectively avoiding the phenomenon that the manager absconds with the money or invests indiscriminately;
4 Sunshine Private Equity Fund must publicly disclose the net value of products on a regular basis, which is generated in the private equity ranking, so as to be transparent and let investors know fairly well;
2. High income, income is king
Public Offering of Fund pursues relative income, while Sunshine Private Equity pursues absolute income. The data of the past five years show that the income of Sunshine Private Equity Fund far exceeds the market index and Public Offering of Fund;
Private placement pays attention to absolute income, and the maximum withdrawal is the lifeline of the product and even the company, because it represents the biggest loss that may occur after buying the fund. Sunshine private equity fund must make money to gain, not lose money;
3. Flexible investment operation and changeable strategies.
Public offering pays attention to relative income. Because Public Offering of Fund manages a lot of funds, it is not easy to operate flexibly, and because of policy restrictions, it is difficult for public offerings to accurately escape from the top and copy low, so it is difficult to obtain absolute returns, and performance can only be measured by relative returns; Even if the bear market rarely loses money, it can rank high;
Sunshine private equity fund can flexibly invest in various financial products according to market fluctuations, such as stock index futures, commodity futures, treasury bonds futures and so on. , so as to seize more market opportunities;
4. Flexible location
The so-called position refers to the proportion of some assets in the fund;
Public Offering of Fund's investment is often limited by its position. For example, stock-based Public Offering of Fund requires to maintain a minimum position of 80%, so even when the market is in a downturn, it cannot be thrown below the minimum position;
Admiring private equity funds has no position limit. In case of bear market, you can lighten or even short positions in time to avoid risks.
So we have talked so much about the advantages of Sunshine Private Equity Fund, so how should we choose?
1. Understand the organization actually responsible for investment management and operation, that is, the manager.
First of all, we should look at the basic situation of the "manager", such as the years of establishment, investment style, shareholder background, etc. Then understand the industry ranking, industry status and awards of its products; Finally, it is necessary to examine whether the organization has a complete decision-making framework and risk control mechanism;
2. A professional investment research team is the cornerstone of a good return on investment.
In the investment research team, the fund manager is the core of the whole;
Fund manager's work experience, trading ability, style direction, strategic preference, investment concept, etc. Both directly affect the performance of private equity funds;
3. Historical performance
We should examine the historical performance of fund products from four directions;
① Reference period: Past performance does not mean that it can be realized in the future, especially in the short term. We need to expand the reference period;
Secondly, it depends on the excess returns, and the high explosive returns may also be given by the bull market. Products that can continue to outperform the broader market have more investment value;
Of course, as investors, risk control is essential, and we also need to understand the volatility of the fund's net value. If there is a skyrocketing situation, this shows that the product may have greater risks;
Finally, see if the benefits and risks match. Funds with similar returns should choose those with low risks;
Bian Xiao reminded us that before investing, we must follow our own situation. The secret of compound interest tells us that stable profit is the right way, and rational investment is easier to achieve the expected investment goals!
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