In fact, Alipay's balance treasure is also a kind of fund, which can be deposited at any time and taken out at any time. It's convenient, and you can earn money. Investors can put the money spent in daily life in Yu 'ebao, spend a month with the flower buds, and then take out the money and return it to the flower buds, so that they can earn interest money in the middle. Is it cost-effective?
Yu 'ebao is also a kind of money fund, which has the characteristics of low risk, stable income and small capital fluctuation. Deeply loved by conservative investors, they are basically positive returns and the threshold is relatively low. Ten dollars can be invested.
In addition, in addition to Yu 'ebao, Alipay also has fund management, purchase of wealth management products, and gold management. There are many types of funds, and different types represent different risks. For example, bond funds have higher risks than money funds, but also higher returns.
Secondly, there are hybrid funds, index funds and stock funds. These funds are high-yield and high-risk wealth management products. They make money when the market is good, and they lose money when the market is bad, mainly depending on how investors invest.
Therefore, investors can choose from the types of funds when buying funds. In addition, they have discounts and discounts on Alipay to buy foundations, which is quite good. Secondly, you don't have to worry that Alipay's financial management is not reliable. Alipay is a formal platform and will not lie to you, but financial products themselves will bring risks. If you don't want to take great risks, you can choose financial products with lower risks.