In addition, those who belong to the minimum living guarantee family members and the destitute dependents, their applications for medical assistance shall be directly handled by the civil affairs department or the medical security department of the people's government at the county level.
Medical assistance is a kind of special help and support provided by the state and society to citizens who are unable to pay medical expenses because of poverty. Through medical assistance, these citizens can get necessary medical services and medical expenses subsidies, thus protecting their basic medical rights and interests.
How to use the medical insurance card:
1. Holders of medical insurance cards can use medical insurance cards without hospitalization when they see a doctor in a designated hospital, that is, they can see a doctor and pay for medicine. Pay attention to the window designated by medical insurance, and the medical insurance card cannot be used for cash withdrawal or transfer;
2. If a medical insurance patient is hospitalized in a designated medical insurance hospital, he can issue a medical insurance card, and the medical insurance unified settlement system will read the information of the insured person and handle the hospitalization number. When leaving the hospital, the medical insurance system will not charge the "reimbursed" part (that is, the reimbursed part). The specific reimbursement ratio varies from place to place. Generally, according to the actual amount of expenditure, for example, the reimbursement rate for spending 10 thousand is about 55%-65%;
3. In the designated medical insurance pharmacy, you can pay directly with the medical insurance card. However, we must ensure that there is enough money in the medical insurance card, and if the money is not enough, we will make up for it ourselves;
4. The medical insurance card is used in the designated medical insurance hospitals registered in real-name registration system. Only I can use it, and no one else can borrow it. Similarly, you can't use someone else's medical insurance card.
To sum up, it should be noted that the medical insurance policies in different regions may be different, and the specific reimbursement procedures and standards may also be different. Therefore, it is best to know the local medical insurance policy before reimbursement to avoid unnecessary trouble.
Legal basis:
Regulations of People's Republic of China (PRC) Municipality on Basic Medical Insurance for Urban Workers
Article 13
The composition of the total wages to pay the basic medical insurance premium is calculated according to the relevant provisions of the state. The basic medical insurance premium paid by the employer shall be charged according to the relevant financial regulations of the state. The basic medical insurance premium is not included in the personal current wage income, and is exempt from personal income tax. The employing unit shall not lower the wage standard of employees on the grounds that they pay the basic medical insurance premium.
Article 41
The provincial labor and social security administrative department shall, in accordance with the relevant provisions of the state, determine the basic medical insurance drug list in conjunction with the planning, economy, trade, finance, health administration and drug supervision and management departments. The provincial labor and social security administrative department shall, in accordance with the relevant provisions of the state, jointly with the planning, finance, health administration and drug supervision and management departments, determine the basic medical insurance diagnosis and treatment project directory, the scope of medical service facilities and payment standards. The use of drugs, medical treatment projects and medical service facilities that are not included in the basic medical insurance coverage will not be paid by the overall fund.