I don't know how much you know about the fund. If you have never set foot in a fund, don't take speculation as the main purpose of buying a fund, because the handling fee for buying and selling a fund is too high, and it is not cost-effective for day trading, and there may not be high returns in the short term. So the key is to learn more investment knowledge with limited investment.

My suggestion is to look at your specific investment period. If you plan to invest more in the long term, you may continue to invest more in the future. Now you can use 1 1,000 yuan as the principal, and you can open an account in a bank to make a fixed investment in the fund. Now you can invest in 200 yuan at least once a month (by the way, try to choose index funds, such as CSI 300. And you can share the average income brought by big fluctuations. You can try more investment varieties after mastering more skills.

If it is a short-term investment, such as buying a money fund for 1 to 2 years, the annual yield is usually around 2 ~ 3%, which is less than the duration and fixed deposit period, but better. It seems that the current account is only 1.7%, and the one-year fixed deposit is now only 2.25%. In other words, 1 10,000 yuan was deposited a year ago with only over 200 yuan. Although it looks similar to the income of the money fund, the advantage of the money fund is that it can be redeemed and realized at any time.

The above is my personal experience, I hope it will help you!