There are many types of funds, all with the purpose of making money. Because investors have different risk tolerances, there are many designs for different groups of people to choose from. In order of risk from high to low, there are roughly the following types:

1. Monetary funds. Mainly move bank deposits, with a small amount of stocks and bonds. The fluctuations are very stable and the returns are small. The income is not much higher than that of current deposits.

2. Bond funds. Mainly selling government bonds and corporate bonds, with a small amount of positions in stocks. There are fluctuations, but they are small. In most cases, the interest rate is higher than that of a 1-year deposit, and sometimes you lose money.

3. Stock funds. Mainly trading stocks, with positions ranging from 60% to 90%, rising and falling with the fluctuations of the market. Among them, there are also stable types, growth types, radical types, and exponential types. Different risks are also designed under general principles for different people to choose from.

4. There are also things with greater risks, which are not called funds. Some are called private equity, and some are called one-to-many financial management.

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