Legal analysis: No, the smart medical insurance app is a mobile phone application that provides a series of services such as medical treatment, medicine purchase, payment and personal health for the insured. It is mainly to improve the level and ability of medical insurance services, solve the hot and difficult problems of people's livelihood, promote the innovative development of human resources and social security, and create a safe, intelligent and convenient Internet humanistic and social ecology.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.