For ordinary investors, this is unnecessary, and you can choose to postpone it (in case of huge redemption, you can choose to postpone it or not). It is stipulated in the fund contract that in order to protect the interests of investors, the fund company has the right to redeem part of it first, and the rest can be postponed as needed or the fund company can refuse to redeem it.

For open-end funds, investors directly or through an agency require the fund management company to withdraw part or all of the investment from the fund and remit the repurchase money to the investor's account.

Extended data:

The process of redemption of open-end funds is: not reporting on T day, T+ 1 daily, and completing on T+2 day. The fund subscription and redemption can only be said to be successful if it is confirmed by the T+2 system.

It is normal to display the uncommitted orders on the submission date (T date). Even if the order is placed around 2:50, as long as records are found in the entrusted inquiry, it will generally be submitted on the second trading day (T+ 1 day) and completed on the third trading day (T+2). And then after liquidation. Therefore, open-end funds generally take about 4 working days. Other overseas funds are generally within 10 days.