Although unemployment insurance in social security can play a certain role in economic compensation for unemployed people, it must meet the restrictions of relevant regulations when receiving it, and the amount to be received also depends on everyone's payment.

Unemployment insurance calculation formula:

Total amount of unemployment insurance benefits received = local unemployment insurance benefits standard × number of months received.

Calculation of unemployment insurance standard;

The criteria for the unemployed to receive unemployment insurance benefits from 1 to1February shall be determined according to the number of years they have paid unemployment insurance premiums; /kloc-80% of the unemployment insurance benefits received from 0/3 to 24 months to 1 2 months.

Unemployment insurance standard should be lower than this year's minimum wage standard and higher than this year's minimum living standard for urban residents.

Calculation of the time limit for receiving unemployment insurance benefits:

The time limit for the unemployed to receive unemployment insurance benefits shall be calculated according to the accumulated years of paying unemployment insurance premiums before unemployment (deducting the years of paying unemployment insurance premiums that have already received unemployment insurance benefits).

1 year ~ Accumulated payment of unemployment insurance premium for 2 years and receipt of unemployment insurance premium for 3 months;

2 years-accumulated years of paying unemployment insurance premiums -3 years, and the period of receiving unemployment insurance benefits is 6 months;

3 years-accumulated years of paying unemployment insurance premiums -4 years, and the period of receiving unemployment insurance benefits is 9 months;

4 years-accumulated years of paying unemployment insurance premium -5 years, and the period of receiving unemployment insurance premium is 12 months;

If the accumulated unemployment insurance premium has been paid for more than 5 years, it will be increased by 1 year/month. The maximum period for receiving unemployment insurance benefits shall not exceed 24 months.

1, calculation of unemployment insurance benefits in case of re-unemployment:

If you are unemployed again after re-employment, the time to pay unemployment insurance premium shall be calculated from the date of re-participating in unemployment insurance. If the period of unemployment insurance benefits that should be received by the previous unemployment is not full, it can be combined with the period of unemployment insurance benefits that should be received by this unemployment. However, when calculating the period of receiving unemployment insurance benefits, the cumulative period shall not exceed 24 months.

2, one-time unemployment insurance conditions:

According to the relevant provisions of the unemployment insurance policy, unemployed people who start private enterprises, engage in self-employment or organize themselves for employment during the period of receiving unemployment insurance benefits can receive unemployment insurance benefits for the remaining period in one lump sum (plus the month they have received after this examination and approval, which can not exceed 24 months at the longest) as supporting production funds.

3, the unemployed receive unemployment insurance and pay social security:

Unemployed people pay social security into two categories: first, they meet the conditions for receiving unemployment insurance benefits. During the period of receiving unemployment insurance benefits, the basic medical insurance premium and large medical insurance premium are paid by the unemployment insurance fund, and individuals only need to pay the old-age insurance premium. Second, it does not meet the conditions for receiving unemployment insurance benefits. For such unemployed people, the basic old-age insurance premium, basic medical insurance premium and large medical insurance premium all need to be paid by individuals.

Unemployed people who have transferred the social security relationship from the unit to the individual after leaving the original unit can continue to pay social security as flexible employees. There are three premiums to pay: basic old-age insurance, basic medical insurance and large medical insurance.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.