2. When the asset size of the fund is less than 50 million for 20 consecutive trading days, the liquidation condition will be triggered, and when the number of fund holders is less than 200 for 20 consecutive trading days. There will be some more, but how much is left is unknown. Logically, it will lose money. If it keeps falling, it will be a loss. But at present, it is only an adjustment and continues to hold. The longer the time, the greater the profit. Because the liquidation of the fund is conditional, it is not the money invested by ordinary people, but it is in the "fund account" of the custodian bank. If the fund is liquidated; Or the fund company goes bankrupt; Even if the bank goes bankrupt, the "special fund account" is still protected by law, and the remaining funds are returned to the fund holders in proportion to their shares.

3. The fund is not a capital-guaranteed product, and there is a possibility of loss, but the probability of total loss of principal is very small. First, when the performance of the fund is extremely poor, the fund will be liquidated, and after the liquidation, the remaining assets of the fund will be distributed to investors according to their holding shares. Secondly, the fund mainly invests in a basket of stocks, and the income of the fund is determined by this basket of stocks. The probability of all stocks falling is very small, and the probability of all funds losing their principal is also very small.

What if the fund loses money?

(1) The goal of turning losses should not be too narrow: a fund cannot turn losses on only one fund product, nor is it as simple as replacing a loss-making fund with another fund product. Only based on the fund product portfolio, do a good job in portfolio management, can we really solve the problem of turning losses into losses.

(2) We can't simply look for low-net-worth products to cover positions: investors should base themselves on the fundamental analysis of fund products and strengthen research. Only low-net-worth products with good fundamentals can produce good positions.

(3) To turn losses around, we should seize the opportunity of band operation: investors should not make full preparations for ETFs, LOFs and graded funds that can be listed and traded, develop a good habit of observing product price fluctuations, and seize the opportunity of band operation.

(4) Don't blindly use a large amount of funds to turn losses: Some fund investors do not hesitate to use various family funds to turn losses. In this way, not only the actual effect will not be achieved, but also new risks may be caused in the investment process because of the use of borrowed funds.