What kind of fund is more stable to buy?
Generally speaking, relatively stable funds belong to fund varieties with relatively small fund fluctuations and risks, such as money funds and pure debt funds, because money funds invest in money markets and pure debt funds invest in 100% bonds, and neither of them invests in stock markets, so the risks are relatively small and the returns are relatively stable.
Risks of stock funds, hybrid funds and index funds. Both are relatively large, and the fluctuation of funds is also relatively large, and the ups and downs are also relatively large. Investors should be cautious when buying and consider from many aspects.
What fund is suitable for beginners to buy?
There is a lazy person in Alipay who is managing money. Click in and you will see three financial management pages. You can choose to swipe left and right to see them. These three pages are mainly: introduction to financial management, steady and good choice, and the expected annualized income is around 4%; Take advantage of stability and strive for good returns. The expected annualized income is around 5%. Small wind and small waves, the income has risen steadily, and the annualized income is expected to be around 6%.
If you are a novice, you can choose your own financial management method according to your risk tolerance, but you should pay attention to the high general income and high risk, and the risk and income are directly proportional.