The money for five insurances and one housing fund cannot be withdrawn.

Pension insurance has a personal account. The ID number is the account number and cannot be taken out, but it can be transferred or received through retirement pension.

Medical insurance, maternity insurance, and work-related injury insurance cannot be withdrawn, but they can be used to reimburse medical expenses when sick.

Work-related injury insurance, unemployment insurance, and maternity insurance do not have personal accounts. The insurance is automatically canceled after resignation. However, unemployment insurance can be collected as long as it has been paid for one year and the unemployment is not caused by personal reasons.

The housing provident fund has a personal account, and the fees paid by enterprises and individuals all form the total amount of the personal account. Just like the small deposits in the bank all belong to the individual. After resigning, they just stop saving money, but the money in the account still belongs to the individual.

As long as the provident fund withdrawal regulations are met, you can withdraw it at any time and renew it in the future, and it will never become invalid.

Legal Basis Article 14 of the "Social Insurance Law of the People's Republic of China" Personal accounts may not be withdrawn in advance, the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax is exempted.

If an individual dies, the balance of his or her personal account can be inherited.

Article 16 Individuals who participate in the basic pension insurance and have made cumulative contributions for fifteen years when reaching the statutory retirement age shall receive a basic pension on a monthly basis.

Individuals participating in basic pension insurance who have paid less than fifteen years of cumulative contributions when they reach the legal retirement age can pay for fifteen years and receive basic pensions on a monthly basis; they can also transfer to new rural social pension insurance or urban resident social pension insurance.

, enjoy corresponding pension insurance benefits in accordance with the regulations of the State Council.