The so-called "basic designated investment" business is an upgrade of ordinary fund fixed investment products, which mainly adds two investment methods: one is that customers can make fixed investment in the fund on a fixed date and amount every month (referred to as "fixed investment"); The other is that customers can make fixed investment in the fund on a fixed date every month according to the trend of the securities market index, so as to realize flexible control over the investment amount of the fund. No deduction will be made for the above two defaults of fixed investment, and the fixed investment agreement will be automatically terminated for three consecutive defaults.