Legal analysis: the insufficient compensation of the industrial injury insurance fund shall be paid by the people's government of the overall planning area. The industrial injury insurance fund pays the following industrial injury insurance benefits: transportation and accommodation expenses for medical treatment outside the overall planning area; A one-time medical subsidy that should be enjoyed when the labor contract is terminated or dissolved; In case of work-related death, the survivors receive funeral subsidies, pension for dependent relatives and work-related death subsidies; Others.

Legal basis: Article 13 of the Regulations on Work-related Injury Insurance reserves a certain proportion for overall payment of work-related injury insurance benefits for major accidents in this region; If the reserve fund is insufficient to pay, it shall be paid in advance by the people's government of the overall planning area. The specific proportion of the reserve fund to the total fund and the measures for the use of the reserve fund shall be formulated by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government.