On February 20, the State Council's joint prevention and control mechanism in response to the new coronavirus infection pneumonia epidemic held a press conference to introduce the phased reduction and exemption of corporate social insurance premiums, medical insurance premiums and postponement of housing provident fund payments.

You Jun, deputy minister of the Ministry of Human Resources and Social Security, said that the Ministry of Human Resources and Social Security, together with the Ministry of Finance and the State Administration of Taxation, have studied and formulated the "Notice on Phased Reduction and Exemption of Enterprise Social Insurance Premiums", which clarifies the exemption, reduction and postponement of pension, unemployment and work-related injury insurance unit payments.

Three measures: , reduce and mitigate.

Exemption means that starting from February 2020, all provinces can exempt small, medium and micro enterprises from the unit payment of the three social insurances of pension, unemployment and work-related injury insurance. The exemption period shall not exceed 5 months, which means that the exemption

The policy can be implemented until June.

Hubei Province can expand the scope of exemption to all types of insured enterprises.

The reduction means that other provinces across the country except Hubei can halve the three social security unit contributions of other insured units such as large enterprises, and the reduction period shall not exceed 3 months.

Since government agencies and institutions are not involved in business issues and are less affected by the epidemic, they are not included in the scope of this reduction and exemption policy.

Delay means that enterprises that have serious difficulties in production and operation due to the epidemic can apply for deferred payment. In principle, the period of deferred payment shall not exceed 6 months, and late payment fees will be waived during the deferred payment period.

The personal rights and interests of employees will not be affected. You Jun said that in order to ensure that the reduction and exemption policy is implemented in place, the "Notice" also proposes to ensure that the personal rights and interests of employees are not affected and that all social security benefits are paid on time and in full.

Provincial governments must effectively assume their main responsibilities. At the same time, they have put forward requirements for promoting provincial co-ordination of social insurance and continuing to implement the central adjustment system of basic pension insurance funds for enterprise employees. It is clear that the central adjustment ratio of funds for basic pension insurance for enterprise employees will be increased to 4% in 2020.

, to further increase support for difficult areas.

Upstream Jun, who predicts a reduction of 500 billion yuan in corporate social security contributions, said that affected by the epidemic, companies faced greater difficulties in the first half of the year. By reducing or reducing social security contributions and providing more concentrated support, it is in line with the needs of companies, the aspirations of the people, and the direction of the government.

Preliminary estimates suggest that this phased reduction and exemption can reduce corporate contributions to the three social security programs by more than 500 billion yuan.

At the same time, the operation of the fund has also been fully considered, and measures such as improving provincial coordination and increasing fund adjustments can ensure that various social insurance benefits are paid in full and on time.

To ensure that pensions are paid out in full and on time, Vice Minister of Finance Yu Weiping said that the phased fee reduction policy introduced this time is expected to reduce pension collections by 471.4 billion yuan. Although fund income has decreased, the impact is generally controllable, ensuring that pensions

Distribution in full and on time is guaranteed.

The distribution of the balance of my country's pension insurance funds is unbalanced among provinces. For this reason, the Ministry of Finance and the Ministry of Human Resources and Social Security have made detailed calculations, made adequate plans, and planned to take a series of countermeasures to help local governments improve their pension plans. Payment of funds in full and on time.

Through the above measures, we can achieve both without compromise.

First, we must fully implement the policy of phased reduction and exemption of social security fees to effectively reduce the burden on enterprises, especially small and medium-sized enterprises.

The second is to ensure that pensions are paid out in full and on time without compromise, and to effectively safeguard the pension rights and interests of retirees.

Provident fund loans that cannot be repaid normally due to the epidemic will not be overdue. Ni Hong, deputy minister of the Ministry of Housing and Urban-Rural Development, introduced that the Ministry of Housing and Urban-Rural Development, together with the Ministry of Finance and the People's Bank of China, have studied and proposed three phased support policies for housing provident funds.

First, enterprises can apply for deferment of housing provident fund payments before June 30, 2020, in accordance with regulations.

The payment and deposit time during the deferment period must be calculated continuously and will not affect the normal withdrawal and application of housing provident fund loans for each employee.

Second, for employees, especially frontline medical staff and epidemic prevention and control personnel, who need to be quarantined due to the epidemic or are temporarily affected by the epidemic, if the housing provident fund loan cannot be repaid normally before June 30, 2020, it will not be considered overdue.

deal with.

At the same time, considering that deposit-paying employees who are under pressure to pay rent can reasonably increase the rent withdrawal amount and flexibly arrange the withdrawal time.

Third, enterprises in areas where the epidemic is more serious or severe can decide to voluntarily pay provident funds before June 30, 2020, after full consultation with employees.

If you continue to make deposits, you can independently negotiate the payment ratio; if you stop paying, the payment time during the suspension of deposits will also be calculated continuously, and it will not affect the employees' normal withdrawal of housing provident funds and application for housing provident fund loans.