Speaking of social security cards, it can be said to be one of the essential cards in every citizen’s life.
In the past, everyone's understanding of the use of social security cards was mostly limited to swiping the card to be hospitalized and buy medicine.
But from now on, urban employees at the provincial level can also use social security cards to purchase commercial insurance products.
It was learned from the Yunnan Provincial Medical Insurance Fund Management Center that the information system for purchasing commercial supplementary insurance for major diseases by swiping the social security card medical insurance personal account of urban employees has successfully passed the test and gone online recently.
This system is a mobile card swiping system developed on the province's medical insurance off-site medical settlement system platform. Cardholders only need to contact the corresponding insurance company by phone, and a service specialist from the insurance company will come to handle the matter and pay by swiping the social security card.
If the accumulated balance of a personal medical insurance account exceeds 1,000, you can buy insurance for yourself or your immediate family members. Previously, in order to further improve the efficiency of the use of personal account funds of basic medical insurance for urban employees and give full play to the supplementary role of commercial insurance to social medical insurance, Yunnan Province Human Resources and Social
The Department of Social Security issued the "Notice on Further Improving the Purchase of Commercial Supplementary Insurance for Major Diseases with the Personal Accounts of Basic Medical Insurance for Urban Employees". The notice stipulates that any accumulated balance in the personal account of social security card medical insurance for employees exceeding 1,000 yuan can be purchased on a voluntary basis.
Purchase critical illness commercial supplementary insurance for yourself or your immediate family members.
On November 10, the Yunnan Provincial Medical Insurance Fund Management Center and China Pacific Life Insurance Yunnan Branch officially signed the "Yunnan Provincial Urban Employee Basic Medical Insurance Personal Account Purchase of Commercial Supplementary Insurance Service Agreement for Major Diseases" at the Provincial Department of Human Resources and Social Security.
The signing of the service agreement also marks the official launch of the Yunnan Province urban employee basic medical insurance personal account purchase of commercial supplementary insurance for major diseases.
Currently, the commercial supplementary insurance products for critical illness that can be purchased include "Baby's Health Endowment Insurance", "Add-on Baby's Health Critical Illness Insurance" and "Ji'an Kang Endowment Insurance" and "Add-on Ji'an Kang's Critical Illness Insurance".
These insurance products provide 31 types of critical illness insurance coverage for minors, and the annual installment payment is 1,800 yuan each; they provide 36 types of critical illness insurance coverage for adults, and the annual installment payment is 500 yuan each.
The policy holder can purchase one or more insurance policies. When insurance liability occurs, the insurance premium will be paid, and 110% of the premium paid by the policy holder will be returned to the policy holder at the end of the term, ensuring the preservation and appreciation of the funds in the personal medical insurance account.
As the commercial supplementary insurance provider, Li Hong, senior deputy general manager of China Pacific Life Insurance Yunnan Branch, said that the commercial insurance company will adhere to the principle of voluntary participation by the insured, standardize the process, and provide high-quality and efficient service quality for the majority of insured people.
Good service job.
The province's social insurance fund will establish a regular reporting system for value maintenance and appreciation. From now on, urban employees can swipe their social security cards to purchase critical illness insurance. This is not only a good way to maintain and increase the value of the medical insurance fund, but also provides some reference and methods for the province's social security fund's value increase and preservation.
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As the people's "life money", the maintenance and appreciation of the value of social security funds is related to the most vital interests of every insured person. Doing a good job in maintaining and increasing the value of social security funds is a top priority for the human resources and social security and financial departments.
Since the Provincial Department of Human Resources and Social Security proposed in August this year the idea of ??improving the fund rate of return by optimizing the deposit structure, conducting competitive negotiations or public bidding on social security fund preferential interest rate agreement deposits within the framework of existing laws and policies, the provincial government has
The human resources and social security and financial departments have also proposed some new measures to maintain and increase the value of social insurance funds.