Cash treasure interest is higher, with an annualized yield of around 2.4-2.9%.

The annual interest rate of public fund cash treasures is around 1.8%-2.2% (supporting t+0 quick redemption); secondly, withdrawals are particularly convenient. Industrial Bank’s Tiantianbao product supports non-intrusive consumption.

For example, when you make a transfer, Industrial Bank will pay according to the current balance in the bank card. If the balance in the bank card is insufficient to pay, the funds in Industrial Bank Tiantianbao will be automatically redeemed.

3. Industrial Bank Tiantianbao supports subscriptions up to 60,000 yuan and quick redemption.

I think this amount is quite sufficient.