How to choose index fund products for fixed investment?
1, depending on the rate of return
Pay attention to the average rate of return and historical volatility of the fund, pay special attention to the performance in the past year and three years, and understand the long-term performance and short-term volatility of the fund.
2. Observe the size of the fund
A successfully managed index fund needs and can maintain stable performance while its scale is expanding.
3. Degree of decentralization
The degree of stock diversification of index funds requires balanced investment in various industries, sectors and companies in order to achieve effective risk diversification.
4. Look at this ratio
The fund rate has a direct and serious impact on the investment return of individual users, so we should pay attention to the overall level of various rates and the deduction mechanism.
5. Fund managers
The fund manager is the decision-maker who manages the fund. Choosing an experienced fund manager with good performance plays a key role in asset growth.
How to choose a fixed investment index fund, you need to pay attention to the following points:
1. When the on-site funds make fixed investment, try to choose large-scale and stable funds, which need to bear relatively small risks. If the fund is too small and unstable, once the fund is redeemed, such funds may face the risk of liquidation.
2. When investing in on-site funds, few investors will make a fixed investment in on-site funds. The fixed investment of on-site funds is different from that of off-site funds, and the trading operation is too complicated. If there is a loss, it is often difficult to insist on investing.