1, the daily income of general money funds can be understood as daily dividends, dividends transferred by themselves, and more dividends from stable funds such as bond funds. Of course, I'm just saying that this probability is higher. Generally, term bond funds are larger than hybrid funds and larger than equity funds. 2. The fund's profit is normal. How to divide it without money? Fund managers and fund managers are key factors. If he is not so optimistic about the market outlook and is currently profitable, then he will pay dividends with a high probability.
1, the number of fund dividends is not fixed. Generally speaking, in order to keep the immediate income when the market is depressed, fund managers will put their profits in the form of dividends. When they are optimistic about the market, they will continue to put their profitable funds into the market to fight. For the big, for the small, for the benefit of investors. Which fund dividend method has higher income? What are the ways of fund dividends? Divided into cash dividend and dividend reinvestment dividend. Cash dividend means that the fund company distributes part of the fund income to fund investors in cash. To put it bluntly, just for safety, put down the bag. Fund dividend reinvestment means that when the fund pays the cash dividend, the fund holder directly buys the fund with the cash obtained from the dividend, that is, the cash obtained during the dividend period is converted into fund shares and continues to invest in the fund. Fund (that is, equivalent to additional investment). For fund managers, dividend reinvestment will not produce cash outflow. Therefore, dividend reinvestment usually does not charge subscription fees. To put it bluntly, dividend reinvestment is to increase the position of fund companies, and there is no subscription fee.
2. Advantages of cash dividend: give money directly and put it in the bag. Disadvantages of cash dividend: the fund share remains unchanged, but the net value will decrease. Advantages of dividend reinvestment: increasing the share of funds held, disadvantages of dividend reinvestment: decrease in net value (personally, this is not a disadvantage). You can't unilaterally say which of the two dividend ways is better, you need to combine them yourself. If you feel the next downturn through your investment experience, or want to get unexpected investment income inadvertently, you can choose cash dividends; If you want to make a long-term investment, but feel that there is no better investment for the dividend money, or feel that the next market is good according to your own investment experience, you can choose the dividend reinvestment method. Although the net value decreased, the shareholding ratio increased. When the net value increases and the spread becomes larger, more benefits can be realized.
3. It should be noted that the default dividend payment method when purchasing funds is cash dividend, except for money funds, which are only reinvested in dividends. Do you think it is important for the fund to pay dividends? No, no, no, as long as the performance of the fund is good, you can make money regardless of dividends. For fund dividends, from the background operation, there is a special fund dividend file, which is the so-called 06 file. It has two ways, one is cash dividend, and the other is dividend reinvestment.