Category A funds are more suitable for long-term investments, while category C funds are more suitable for investors to make short-term investments. This is because the expected returns from short-term investments are not much. If you choose category A, the subscription and redemption fees are too high, and there is basically no profit.

Figure, Fund C does not require subscription and redemption fees, saving costs.

The rate of return on long-term investment is higher, and the expected return of fund buying Class A is higher. If you hold it for more than 3 years, you can save the redemption fee.