As we all know, when buying a house, in addition to the house payment, you also need to pay the corresponding taxes and fees. Recently, some netizens asked Bian Xiao what he had to pay for buying a new house. Today, Bian Xiao will answer your questions. Friends who want to know may wish to look at the process of buying a new house with Bian Xiao!

1. What's the cost of buying a new building?

1, deed tax

Usually, the calculation method of deed tax payment is 3%-5% of the total house price, and the taxes and fees of ordinary commercial houses should be halved, that is, 1.5%-2.5%. (Due to the different tax rates in different regions, it is for reference only. )

2. stamp duty

Usually 0.05% of the total house price.

3. Housing maintenance fund

The amount paid by the fund is 2%-3% of the total house price, and in most areas it is 2%.

4, non-staple food price adjustment fund

The amount paid by this fund should be calculated according to the actual area, which is generally about 2 yuan per square meter.

5. Transaction costs

The residential area of 3 yuan is about one square meter, and the non-residential area is about 1 1 yuan.

6. Housing registration fee

There is a residential building in 80 yuan and a non-residential building in 550 yuan.

7. Stamp duty on license

One in 5 yuan.

8. Production cost

10 yuan/copy.

In the case of mortgage to buy a house, the following fees are also required:

1. The appraisal fee is generally between 0.2% and 0.5% of the total house price.

2. The calculation method of insurance premium is: the total house price multiplied by the loan period, multiplied by 0. 1% and then multiplied by 50%.

3. The notarization fee is calculated by multiplying the loan amount by 0.03%.

4. Mortgage registration fee, 100 yuan.

Second, what is the process of buying a new house?

House selection → developer's credit investigation → signing house purchase contract → selecting payment method → notarization insurance for house purchase → property right transfer and registration → delivery.

Bian Xiao concluded: The above are the expenses to be paid for buying a new building and the process of buying a new house shared by Bian Xiao. I believe after reading the above sharing, you will have a corresponding understanding. I hope the above sharing can help you. For more information, please keep an eye on Qijia. Com website and Bian Xiao will answer them one by one.

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