1. loan application: the applicant needs to submit a written application to the bank and provide relevant purchase information.

2. Bank acceptance review: the bank reviews the applicant's information and submits it to the provident fund center if it meets the requirements.

3. Approval of the Provident Fund Center: The Provident Fund Center is responsible for approving the loan and informing the bank of the approval result.

4. Signing a contract: the bank informs the applicant to go through the loan procedures, and both parties sign a loan contract and related agreements.

5. Audit of the Provident Fund Center: After the approval of the Provident Fund Center, the entrusted loan funds will be allocated.

6. Bank Lending: The entrusted bank issues loans in full and on time according to the loan contract.