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Development trend of financial information technology
In view of the US financial crisis, financial institutions and regulators in China will pay more attention to risk control, compliance management and risk early warning, and there will be huge room for development in this field in the next few years.

China's banking industry has generally invested a lot of money to establish a more advanced business system, but the risk management system is still weak, and information technology risk has become a key factor affecting the steady development of the banking industry. How to effectively control information technology risks and make modern information technology better serve the development of the banking industry has become an important issue that banking financial institutions and regulatory authorities must face. Since the beginning of 2 1 century, many banks have started to apply some virtualization technologies more or less. From the development stage of life cycle, virtualization technology is still in the primary stage, and virtualization technology is in the process of comprehensive evolution.

20 10 in the field of virtualization, with the development of a new round of IT technology, the change of data center architecture, and the clear requirements of enterprises for the construction of a new generation of data centers, service-oriented and green security have become the foundation, and their importance is obvious, which will lead to essential changes.

In the new generation data center, solutions such as server virtualization, network virtualization and application virtualization can not only help enterprises or institutions to reduce the number of servers, optimize resource utilization and simplify management, but also help enterprises or institutions to realize a dynamic IT infrastructure environment, thus reducing costs and quickly responding to changes in business needs. Facing the amazing system development cost and operation cost, more and more financial enterprises turn their attention to IT outsourcing. Facing the complex financial environment, the IT department that supports the banking business operation is facing severe challenges. On the one hand, the business of commercial banks has been highly dependent on IT systems, and business and operational risks are increasingly concerned by financial institutions and regulatory authorities. On the other hand, the development of financial innovative businesses such as securities, funds and agencies has put forward higher requirements for IT systems, and information technology has become a key factor to support or limit the development of financial services.

One of the goals of informatization construction is to help enterprises improve business efficiency and service quality and reduce costs. Experts in the industry generally believe that professional IT outsourcing services that meet customer needs and management models can release financial institutions from long-term fixed IT costs and enable financial institutions to focus on the innovation of core business.

In terms of market demand, China's IT service outsourcing is based in China, mainly driven by the huge and sustained rapid growth of domestic market demand, and its development foundation is relatively solid, which is conducive to China enterprises to enhance their competitiveness in the international outsourcing market. On the one hand, the overall IT expenditure has increased substantially for a long time, reflecting the large demand for resources by the business. At the same time, from the perspective of cost unit, the cost of IT services is in a relatively stable downward trend. In other words, the total amount of IT business applications and their expenses has exceeded the ability of IT itself to reduce costs.