1. Now many banks don't use capital accounts. For example, CCB used a fund card (beginning with 95533) last year, but it is no longer used this year because the current account card (bank card) has the function of a fund account. There is no need to open a fund account. It was ok to drive a year ago, but it's not needed now.

I bought funds on the websites of various fund companies last year. I don't need a fund card, I just need your account card (bank card) to buy them.

2. Because you have a stock account, you can buy closed-end funds, LOF funds and ETF funds in your stock account just like buying stocks. Open-end funds should be purchased at the counter of the bank, the online bank of the bank or the website of the fund company.

Finally, I wish you success!