Yes, the insured must meet three conditions at the same time to pay the expenses incurred by his close relatives with the money scraped in the medical insurance card over the years: 1, and the balance of personal account over the years exceeds 6000 yuan; 2. The total amount of expenses applied for payment is more than 2,000 yuan; 3. After payment, the balance funds in personal accounts over the years shall be deposited at least 3,000 yuan. According to the regulations, personal accounts are mainly used to pay out-of-pocket expenses of insured persons within the policy scope of designated medical institutions or designated retail pharmacies. It can be used to pay the medical expenses incurred by the insured and their spouses, parents and children in designated medical institutions, as well as the expenses incurred by individuals in purchasing drugs, medical devices and medical consumables in designated retail pharmacies. Explore the personal accounts of spouses, parents and children participating in the basic medical insurance for urban and rural residents. According to the policy, the individual's out-of-pocket expenses after the reimbursement of the overall fund can be paid by himself in cash or through his personal account. After the implementation of family assistance, the scope of personal accounts has been expanded. Children who participate in employee medical insurance can use personal accounts for their parents and implement family-wide treatment. What we usually call outpatient * * * assistance is mainly * * * assistance, that is, establishing outpatient * * * assistance guarantee mechanism and implementing * * * assistance guarantee within the scope of all insured persons. Personal account family * * * refers to the small * * * economy, which was originally used by employees' personal accounts, and now its scope has expanded. Of course, personal account does not mean that personal account can be used at will, and it must be used in strict accordance with the payment scope of personal account. Free medical care, physical examination, medical care and daily necessities are strictly prohibited. If the illegal use causes the loss of the medical insurance fund, the medical security department will deal with it seriously in accordance with laws, regulations and relevant policies.

Legal basis: Opinions on expanding the scope of payment of surplus funds in personal accounts of medical insurance Close relatives include spouses, parents, children, brothers and sisters, grandparents, grandchildren and grandchildren. Expenses that can be paid to close relatives: 1. Personal expenses for the close relatives of the insured to participate in the basic medical insurance for urban and rural residents, as well as the expenses for using rabies vaccine, various pneumococcal and influenza vaccines. For example, if a child is vaccinated with flu vaccine, if there is a balance in the medical insurance account of the child's parents or grandparents, the money can be used to pay. However, the form of payment is not a direct credit card, but you need to pay in advance yourself, and then apply to the medical insurance agency in the insured area with relevant certification materials. Two, the insured close relatives meet the scope of payment of basic medical insurance, medical expenses paid by the basic medical insurance compensation.