1. universality. It is mainly established to ensure the basic life of wage earners after unemployment, covering most members of the labor force. Therefore, in determining the scope of application, the insured units should be regardless of departments and industries, regardless of the nature of ownership, and their employees should be regardless of the form of employment, regardless of their hometown towns and rural areas. After the dissolution or termination of labor relations, as long as they meet the conditions, they have the right to enjoy unemployment insurance benefits. Analyzing the changes of the scope of application of unemployment insurance in China, it shows a trend of gradual expansion, from four categories of people in state-owned enterprises to seven categories of people in state-owned enterprises and employees, and then to all enterprises and institutions in cities and towns and their employees stipulated in the Unemployment Insurance Ordinance, which fully embodies the principle of universality.

2. Mandatory. It is enforced by laws and regulations formulated by the state. According to the regulations, units and their employees within the coverage of the unemployment insurance system must participate in unemployment insurance and fulfill their payment obligations. According to relevant regulations, units and individuals that fail to fulfill their payment obligations shall bear corresponding legal responsibilities.

3. Help each other. The unemployment insurance fund mainly comes from social fund-raising and is shared by units, individuals and the state. The payment ratio and payment method are relatively stable. The unemployment insurance premiums raised are all included in the unemployment insurance fund, regardless of the source channel and the nature of the payer, and are uniformly dispatched and used in the overall planning area to play the role of mutual aid.

Five functions of unemployment insurance

Eligible unemployed insured persons can enjoy 5 preferential policies:

First, you can receive unemployment insurance benefits on a monthly basis. The term is 4 to 24 months according to the payment period, and the standard is 80% of the local minimum wage;

Two, during the period of receiving unemployment insurance, you can receive 5% of the monthly unemployment insurance outpatient medical expenses, and you can apply for hospitalization Medicaid;

Three, the unemployed died during the period of receiving unemployment insurance, according to the same treatment of employees, their families can receive a one-time funeral subsidy pension;

4. Female unemployed persons who give birth during the period of receiving unemployment insurance benefits can receive maternity grants if they meet the requirements of the national family planning policy;

Five, during the period of receiving insurance premiums, receive free vocational introduction and vocational training.