Generally, the category B of money funds started relatively high, with 500- 1 10,000 yuan. Therefore, ordinary investors can only invest in Class A. ..
For bond funds, investors who are suitable for choosing Class A need to meet the following two conditions. One is investors who buy in large quantities. If some bond funds stipulate that investors who choose Class A for more than 5 million yuan only need to pay the subscription fee of 1 1,000 yuan, which is the lowest cost; The other is investors whose funds have not been used for a long time. Since Class A is the front-end expenses, investors will not have large-scale short-term arbitrage like Class C, which makes the performance relatively stable, and long-term investment will have good returns.
For investors who don't buy much money and hold it for more than two years, Class B is more suitable. Some bond funds only charge a one-time subscription fee of 0.6%, and the redemption fee for more than two years is zero.
If you want to choose Class C, it is more suitable for some investors with small purchase amount and uncertain holding time. The investment period can be long or short, and the amount can be large or small. This is mainly because the subscription fee is 0, the redemption fee is 0 after holding for 30 days, and the sales service fee is only charged at the annual rate of 0.3%, which greatly reduces the transaction cost of investors.