Fund investment skills:
(1) Confirm your risk tolerance correctly. It is best to buy a fund that suits you. Although everyone wants to invest in high returns, high returns may not be suitable for them. Because the income is directly proportional to the risk. At present, there are the most open-end equity funds issued in China, which is also the most risky fund in the fund industry. Any investment is risky. If your risk tolerance is not enough, don't choose stock funds. You should buy low-risk monetary active and bond funds.
(2) Understand the market. If you want to buy stock funds, you must first understand the market. If the market is a bull market, you can deposit the fund for a period of time to obtain income. If it is a bear market, it is best to redeem it in time to avoid losses.
(3) Cheap, choose funds with low prices. Many novice investors tend to buy funds with lower prices when constructing face-to-face funds, which is a wrong idea. It is not the price that determines the fund's income, but the fund's rate of return.
(4) Take a long line to catch big fish. In fact, funds are not suitable for frequent purchase and redemption, and we should believe in long-term value investment. Don't speculate in funds like stocks, because the money earned by investment funds is often spent on the cost of subscription and redemption. You have to believe in the strength of fund managers, after all, there are specialties in the industry.
(5) The more dividends, the better. In order to attract investors and cater to their psychology of making money quickly, some funds begin to pay dividends as soon as the closure period is over, but this method is to transfer money from the left pocket to the right pocket.
Fund dividend is to distribute the income from fund investment to investors in cash. This part of the income is originally a part of the fund's net value. In fact, dividends do not increase the income of investors, and the income of the fund will not change because of dividends. Moreover, there is no dividend, and it is more affordable to invest in dividends only when you are optimistic about the fund. Because this part of the dividend reinvestment will be directly converted into fund shares, there is no subscription fee. And the investment cost is reduced.
(6) Choose more old funds. Many people like to buy newly issued funds because they are cheap. But compared with the new fund, the old fund has more advantages. The old fund has past historical performance, which shows the level of fund managers. Moreover, the new fund has to pay handling fees and stamp duty when it opens a position, while the old fund does not have this part of the fee. Moreover, the research team of the old fund has passed the test of the market and is more perfect and mature. Although it is undeniable that the new fund also has excellent performance, the new fund is more uncertain than the old fund.
(7) Closed-end funds have good returns. As we all know, open-end funds can be redeemed at any time, but closed-end funds can't. It is not redeemable during the closed period. In terms of liquidity, closed-end funds are far less than open-end funds, but closed-end funds do not need to reserve funds to wait for redemption because they have no redemption pressure. The utilization rate of funds is much higher than that of open-end funds, and the gains are more abundant.
How about Jilin Province Huiyi Agriculture and Animal Husbandry Industry Equity Investment Fund Partnership (Limited Partnership)?