Investment generally consists of short-term securities such as bonds or cash-equivalent securities, including short-term national debt, commercial paper, bank acceptance bills, large negotiable certificates of deposit, repurchase agreements and short-term bonds issued by government agencies.

The maturity of money market instruments ranges from 1 day to 1 year, and the income level is usually higher than the interest income of bank deposits by 1 to 2 percentage points. However, all countries and regions have a minimum investment threshold in the money market, which is usually $ 654.38+0 million or more. Therefore, the main body of investment in the money market is institutions, and it is difficult for ordinary individual investors to enter.

Extended data:

Precautions:

Good liquidity, it is best to arrive in time. If it takes a long period, such as t+2 or even t+3, it will often lose the income for a certain period of time.

The income should not be too low. Since it is financial management, the income should be at least higher than the bank interest rate in the same period, otherwise investment and financial management will lose its meaning. If it is not much different from the bank, or even lower than the bank interest rate in the same period, then there is no principal risk, such as worrying about the bank.

Baidu Encyclopedia-Monetary Fund