Legal analysis: the road traffic accident relief fund does not need to be repaid by the insurance company. The sources of the road traffic accident rescue fund are as follows: 1, which is drawn according to a certain proportion of the insurance premium of motor vehicle traffic accident liability compulsory insurance (hereinafter referred to as compulsory insurance); 2. Financial subsidies given by local governments according to the amount of business tax paid by insurance companies for compulsory insurance; 3. Fines for motor vehicle owners and managers who fail to apply for compulsory insurance in accordance with regulations; 4, the relief fund fruits; 5. The relief fund management institution shall recover funds from the person responsible for motor vehicle road traffic accidents according to law; 6. Social donation; 7. Other funds.

Legal basis: Article 17 of the Road Traffic Safety Law of the People's Republic of China. The state implements the compulsory third-party liability insurance system for motor vehicles and establishes a social assistance fund for road traffic accidents. Specific measures shall be formulated by the State Council.