When the account balance is lower than the "initiated redemption balance", the automatic redemption fund share is calculated by 1.00 fund unit net value, which is equal to the "initiated subscription balance" minus the "account balance".

The "Litianli" account wealth management business is to provide customers with effective cash management and investment management by connecting their current savings deposits with low-risk funds such as money market and short-term debt and ICBC wealth management products. On the one hand, the "Litianli" account wealth management business automatically subscribes idle funds from multiple current accounts of customers to the money market, short-term debt funds and ICBC wealth management products designated by customers, and the expected investment income exceeds the interest on current savings, thus realizing the effective appreciation of idle funds; On the other hand, when the customer's current account needs funds, the "Litianli" account wealth management business can automatically redeem the money market, short-term debt funds and ICBC wealth management products, ensuring the timely use of the customer's funds and facilitating cash management.