First, the significance of the net value of fund units
The net value of fund unit is an important index to evaluate the performance of fund, and it is also the basis for investors to judge whether to buy, hold or sell funds. The specific performance is as follows.
1. Shows the performance of fund assets. The net value of fund unit is an important index to describe the performance of fund assets, reflecting the operational efficiency and income level of fund investment, and is also the core index of the whole fund system. Investors can judge the performance of fund investment operation according to the unit net value of the fund, so as to make the decision of holding or selling.
2. Reflect the size of the portfolio. The net value of the fund unit can also reflect the size of the fund portfolio and the operation and management of the fund manager. If the net value of a fund unit is high, it means that the investment portfolio of the fund manager is relatively small, and demanding investors can use this as a reference to choose products that are more suitable for them.
3. Reference fund risk. The net value of fund units can also be used as an index to evaluate fund risks. If the net value of the fund unit drops greatly, it means that the risk of the fund is also great, that is to say, when the risk event occurs, the asset value of investors will suffer losses. Therefore, investors should pay attention to the net value of fund units and the results of risk analysis at the same time, so as to quantify risks and make better investments.
Second, the calculation method of fund unit net value
The net value of a fund unit refers to the ratio of the net asset value of the fund to the total number of issued shares. The specific calculation method is as follows.
1. Net asset value of the fund: refers to the remaining total asset value after deducting the cash and costs/expenses held by the fund.
2. Net value of fund unit: refers to the result of dividing the net asset value of the fund by the total share issued by the fund.
Formula: net value of fund unit = net value of fund assets ÷ total share of fund issuance.
Third, the net value of fund units need to pay attention to the problem
Investors need to consider many factors when choosing a fund, and there are some problems that need to be paid attention to that need to be kept in mind.
1. A single indicator cannot determine investment. Investors can't choose funds according to a single index. Choosing a fund should be a systematic work, which needs to comprehensively consider investment time, investment objectives, risk attitude and market environment, and then choose a fund that suits you after comprehensive analysis.
2. Changes in the net value of fund shares. The change of fund unit net value reflects the trend of fund income to some extent, but it cannot fully represent the situation of fund income. Therefore, investors should understand and analyze the complete information of the fund and carefully understand the investment mode of the fund, so as to make better investment decisions.
Fourth,