First of all, the income of these funds is of course real, but this does not mean that this income is sustainable. The funds on the page are rolling, and the fund with the highest performance increase must not have a long-term sustainable rate of return. Because the market hotspots switch quickly, the plate turns sharply.
Undeniably, some funds do have good returns, but whether a fund is worth buying is something that needs comprehensive consideration. For example, does this fund meet your investment needs? Can you accept the risk? By analogy, fund investment, avoid frequent fund replacement, short-term operation, the more funds accepted, the easier it is to look at another mountain and trade in the day.
If you choose a fund through past performance?
Some funds are ranked by performance. Although the historical performance of the fund does not represent the future income, it is still a very important indicator of the fund. We need to pay more attention to medium and long-term performance. We can look at the performance since its establishment. If a fund can still be in the forefront after experiencing the bull and bear, it shows that this fund has good resilience and growth. Look at the performance of one year, six months, three months, etc. And screen out the top funds. If the performance of a fund stays at the top of the list in a short period of time, it may be because the position of a certain type of securities invested by this stock is high, which is also a hot spot in the market. Hot spots in the past may lead to a rapid decline in performance, which is why we should refer more to medium and long-term performance.