Investment funds must first choose a good investment platform. They can either directly download the fund company's app to open an account, or choose Alipay, WeChat and other commonly used third-party sales platforms to purchase funds, or directly purchase them in the bank app.

You only need to prepare your ID card and bank card before purchasing, and the purchase threshold is only 10 yuan.

Then understand the types of funds, which can be divided into stock funds, bond funds and monetary funds according to the different investment objects. Different types of funds have different risks and benefits. These include:

1, a stock fund, mainly invests in stocks, with relatively high risk and return, which is a good choice for those who want to invest in stocks.

2. Bond funds, which mainly invest in bonds, make profits by purchasing government bonds and financial bonds, and the risk return is smaller than that of equity funds.

3. The money fund mainly invests in the short-term money market, with low risk and safe and stable funds, which is suitable for investors with low risk preference.

Investment funds should choose the one that suits them according to their risk tolerance.