If the endowment insurance is not paid, the fund will invest 1000 yuan per month. Can you support the elderly for 30 years? If you don't pay the old-age insurance and use the fund to invest 1000 yuan every month, can you maintain the old-age service after 30 years? First of all, I think this way is unreasonable. After all, you can get a pension salary after paying social security. Pension wages can be paid for life. For most people, this kind of old-age service is quite effective. However, if you use the fixed investment of the fund to make savings, although you can have a sum of savings, on the whole, you can't guarantee to receive it for a lifetime.

As long as we look back, we can save some money in the future according to the method of fixed investment, but there is no doubt that the more money you receive, the more surplus you will have in the future. Obviously, it is unreasonable to use this method. So we still have to pay social security to realize our dream of providing for the aged in the future. As a result of paying personal social security, you can receive lifelong pension after all, and this pension insurance will continue to increase with the increase of your retirement years.

Therefore, for everyone, it is not possible to pay personal social security according to the so-called fixed fund investment. I believe everyone has this idea, and some people even use effective demand deposits instead of paying social security. In a word, this way is unreasonable. After all, it is difficult to get lifelong treatment whether it is demand deposit or fund fixed investment. Only social security pension benefits can be received for life, so you must consider paying a personal social security.

Naturally, some people may be a little old, such as the retirement age is not enough 15 years. Can you still pay social security for such a thing? Everyone says yes, but the retirement age is not enough. For those who have participated in the old-age insurance 15 years, it is very likely that they will not be able to retire at the retirement age. The final result may be the problem of extending the retirement age. Naturally, if you are unwilling to extend the retirement age, you can choose to participate in the basic old-age insurance for urban and rural residents.

Due to the basic old-age insurance for urban and rural residents, up to now, or before the retirement age is stipulated, you can pay a lump sum of 15 years, retire immediately, and enjoy the residents' pension on a monthly basis. In other words, we all have multiple choices. We don't have to choose employee social security, but we can also choose resident social security. Because residents' social security is divided into different payment levels, you can choose a relatively high payment level and enjoy higher pension income in the future.

According to the so-called. It is obviously unreasonable for the fund to make a fixed investment instead of personal social security payment, and you can take out a part of 1000 every month to make a fixed investment in the fund, then we can also pay employee social security in a flexible way. So consider your problem in terms of investment. Obviously, paying social security is a prerequisite, so it is obviously unreasonable to consider paying personal social security first, instead of realizing the dream future pension service according to the so-called fixed investment or even demand deposit.