Subscription and redemption of open-end funds * *
Open-end fund has become the first choice for investors because of its simple operation, scattered risks and strong liquidity. When investing in open-end funds, subscription and redemption are common operations. This paper will introduce the subscription and redemption of open-end funds from five aspects.
I. Purchase * *
1. Subscribe online
With the development of Internet, online subscription has become the first choice for investors. Investors only need to register on the fund * * * * and open the online trading function, so they can purchase through computers or mobile phones.
2. Counter subscription
Over-the-counter subscription refers to the subscription made by investors at the fund or bank counter. Investors only need to fill in the relevant subscription form and provide valid identity documents and funds to complete the subscription operation.
3. Bank consignment
Bank consignment refers to investors buying through bank sales channels. Investors only need to go to the relevant bank counters or outlets, select the fund products they want and fill in the relevant subscription forms to complete the subscription operation.
Two. Redeem * *
1. Redeem online
Similar to online subscription, investors can redeem online through funds or third-party financial platforms. Investors only need to log in to the account, select the redemption amount and fill in the relevant information to complete the redemption operation. T+ 1 working days to redeem the funds.
2. Counter redemption
Off-exchange redemption refers to the redemption of investors at the fund or bank counter. Investors only need to fill in the relevant redemption forms and provide valid identity documents and fund accounts to complete the redemption operation. T+ 1 working days to redeem the funds.
3. Automatic redemption
Automatic redemption means that investors redeem fund shares regularly by setting up an automatic redemption plan. Investors can set the redemption time and amount according to their own needs, and the system will automatically deduct the corresponding share. Automatic redemption is convenient and quick, allowing investors to realize easy asset allocation.
Third, the issue of cost.
When buying and redeeming funds, investors need to pay attention to the cost. Generally speaking, the subscription fund does not charge a handling fee, and the redemption fund may charge a certain redemption fee. Investors also need to pay attention to the fund's management fees and sales service fees.
Fourth, the time of purchase and redemption.
The time of fund purchase and redemption is a problem that investors need to pay attention to. Under normal circumstances, the business hours of funds and bank counters are from 9: 00 am to 4: 00 pm on weekdays, while online subscription and redemption can be carried out at any time within 24 hours.
Verb (abbreviation of verb) matters needing attention
Investors should pay attention to the following points when purchasing and redeeming funds:
1. Choose appropriate fund products according to your own needs and risk tolerance.
2. When purchasing and redeeming, carefully check the relevant information to ensure the accuracy of the information.
3. When redeeming the fund, you need to leave enough time to ensure that the funds arrive in time.
4. In the process of holding funds, it is necessary to pay regular attention to the changes in the net value of funds and the operating strategies of fund managers, and adjust their positions in time.
label
Open-end fund is an investment tool with scattered risks and strong liquidity, and subscription and redemption are common operations for investors. When buying and redeeming funds, investors need to choose appropriate fund products according to their own needs and risk tolerance, and pay attention to the accuracy of fees, time and information. At the same time, in the process of holding the fund, it is necessary to pay regular attention to the changes in the net value of the fund and the operation strategy of the fund manager, and adjust the position in time.