Legal analysis: At present, the minimum payment period of insured employees in our city is 25 years, and the actual payment period in our city shall not be less than 5 years. The continuous length of service before June 5438+February 3, 20021is regarded as the payment period. Employees who have not reached the statutory retirement age after the minimum age of payment shall continue to pay the basic medical insurance premium. If the statutory retirement age is not paid in full, the basic medical insurance premium must be paid in a lump sum at the rate of 8% based on the average wage of employees in the city last year, and all the expenses will be included in the overall fund.

According to national regulations, unemployed people do not need to pay insurance. You can participate in employee medical insurance during unemployment, and the premium will be paid by the unemployment insurance fund. When unemployment insurance is transferred in different places, medical insurance can be transferred with it. Unemployed people can participate in medical insurance for employees in unemployed places, and the time limit for the unemployment insurance agency to pay medical insurance premiums is consistent with the time limit for receiving unemployment insurance benefits.

Legal basis: Article 16 of the Social Insurance Law of People's Republic of China (PRC). Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.