Hello, funds are divided into on-site funds and off-site funds. On-site funds, like stocks, can be listed and traded on the exchange. Off-site funds refer to funds that can be traded on Alipay, banks and other tripartite platforms, and can also be traded with stock accounts.

To put it simply, stock accounts can trade off-site funds, while Alipay, Bank and Tian Tian Fund Network can only trade off-site funds.

The process of opening a securities account and the basic rules of fund trading can be sent to you. If you don't know, you can also ask me.