1, Monetary Fund
Take the Monetary Fund as an example: suppose that the annualized rate of Xingye Tiantianying Monetary Fund A in the last seven days is 0, but it is worth noting that this annualized rate changes every day, but it basically remains at around 2%. So suppose an investor buys Societe Generale Tiantianying Monetary Fund A with an annualized rate of 2% in 7 days, then the annual income is 1 1,000 * 2%.
2. Other fund types
For example, stock funds, hybrid funds, index funds, etc. are all high-risk and high-yield fund varieties, and their funds fluctuate greatly, so it is impossible to accurately calculate how much money they can earn.
In addition, it is worth noting that the growth rate of some equity funds is good, one year 100%. It is also possible. Suppose an investor has a principal of 1000 yuan and invests all of it, which increases by 100% within one year, then the income earned is doubled, and the principal plus interest is 2000 yuan, which is equivalent to earning 65438.
Secondly, give you an example to illustrate how to calculate the fund income. For example, if an investor buys a hybrid fund of 1 1,000 yuan, the net value of the fund at the time of purchase is the subscription fee, and the fund shares held are: [1 1,000/(1+).
Suppose: investors want to redeem at the right time, and the redemption rate is such that the redemption amount is RMB, then the expected return of the fund bid-ask spread is RMB. Thus, high-risk funds will gain more when the market is good.
But if the market is not good, the possibility of loss is the same, and the loss may be zero. However, because the fund is below a specified value, it will be closed, so the possibility of the fund falling to zero is very small.
In addition, when investing in high-risk fund types, some investors are more afraid that the fund will not fall into negative numbers. We can tell you that the fund will not fall into negative numbers, which is reassuring.
But it is still possible for some funds to drop to 30%. For example, if an investor buys a fund with a price of 1000 yuan, a 30% drop is a loss to 300 yuan. If it is to be redeemed, a certain handling fee will be deducted. The redemption amount is lower than that of 700 yuan, indicating that the risk of the fund is still quite large. Investors should be cautious when buying.
In addition, when choosing a fund, you must choose a good fund to hold for a long time. Holding funds for a long time can spread risks and compare costs. Second, look at past income. Although the past income does not represent the future, it will still have a certain reference function.