1, supportability

Security is the fundamental purpose of implementing social insurance, and it is to ensure the basic life of workers after losing their ability to work, thus maintaining social stability.

2. Legality

Legitimacy means national legislation and law enforcement. Beneficiaries of insurance benefits and their units must participate in and pay social insurance funds in accordance with regulations, and cannot voluntarily. Legal system is the organizational guarantee to realize social insurance, which aims to ensure that workers can obtain living security due to temporary or permanent loss of working ability and unemployment, and stabilize social order.

Step 3 help each other

Mutual assistance is to organize social insurance according to the principle of social risk. Social insurance premiums are shared by the state, enterprises and individuals, and social insurance funds are established. Social insurance institutions should make use of mutual assistance, uniformly adjust funds, pay insurance premiums and provide services, redistribute income, and ensure the lives of workers participating in social insurance.

4. Welfare

Social insurance is not for profit, and it solves the biggest social security problem with the least cost, which belongs to the nature of social welfare.

5. General

Social insurance is widely implemented, generally in all employees and their immediate family members who support the elderly.

Pay social insurance premiums, the unit must pay, which accounts for a large part. Individuals only pay a small part, and some projects don't. At the same time, a personal account was established. All individual contributions are credited to individual accounts, and some unit contributions must be credited to individual accounts. Social insurance benefits are also adjusted with the annual average social wage. If the average social wage is negative, the social insurance benefits will remain unchanged, that is, it will only increase rather than decrease.