(2) Innovative interpretation of the new concept of "managing money with your own money and spending it with the bank's money". Guide customers to convert idle funds into the money fund of ICBC Credit Suisse, so as to obtain the income of the money fund. At the same time, use ICBC credit card to overdraw consumption, enjoy interest-free repayment period and various value-added services, and truly realize the life dream of "seamless financial management and smart consumption".
(3) The leading intelligent personal cash management tool in China. The first is to avoid idle funds to the maximum extent. The deposit in the fund card can automatically subscribe for the money fund, and the it system of the bank can complete the investment and financial management behavior according to the automatic function set by the customer in advance, and the idle funds can be used for investment and financial management at any time. Second, the taxes and fees are low and the income is good. There is no handling fee for the subscription and redemption of the monetary fund, and the income is exempt from income tax. Expected rate of return is better than demand deposit. The third is high liquidity. Give full play to the advantages of high liquidity and automatic redemption function of the money fund. When customers need liquidity, they can realize intelligent, automatic and quick redemption according to customers' preset settings, and there is no subscription and redemption fee. Fourth, pay dividends every day and carry them forward every month. Distribute the investment income of the money fund every day and carry forward the money fund share every month.